Bank of India (BOI) has officially released the recruitment notification (Project No. 2025-26/01) for the post of Credit Officer in the General Banking Officer (GBO) stream. This recruitment aims to fill 514 vacancies across various management grades.
Important Dates (2025-2026)
The application window is currently active. Candidates are advised to apply early to avoid technical issues. | Event | Date | | :— | :— | | Notification Released | December 17, 2025 | | Online Application Start Date | December 20, 2025 | | Last Date to Apply Online | January 5, 2026 | | Last Date for Fee Payment | January 5, 2026 | | Online Exam Date | To be announced |
Vacancy Details & Salary
The 514 posts are distributed across Middle and Senior Management grades: | Scale | Grade | Vacancies | Basic Pay Scale (Approx.) | | :— | :— | :— | :— | | MMGS-II | Middle Management | 418 | ₹64,820 – ₹93,960 | | MMGS-III | Middle Management | 60 | ₹85,920 – ₹1,05,280 | | SMGS-IV | Senior Management | 36 | ₹1,02,300 – ₹1,20,940 |
Eligibility Criteria (as of Nov 1, 2025)
Eligibility is strictly calculated based on the cut-off date of November 1, 2025.
1. Age Limit:
- MMGS-II: 25 to 35 Years
- MMGS-III: 28 to 38 Years
- SMGS-IV: 30 to 40 Years
- (Age relaxation: 5 years for SC/ST, 3 years for OBC-NCL, and 10 years for PwBD).
2. Educational Qualification:
- A Bachelor’s Degree in any discipline with a minimum of 60% marks (55% for SC/ST/OBC/PwBD).
- Preferred: Candidates with CA, ICWA, CFA, or MBA/PGDBM (Banking/Finance) are highly preferred.
3. Mandatory Work Experience:
- MMGS-II: Minimum 3 years of post-qualification officer experience (with 2 years in Credit/MSME/Corporate Finance).
- MMGS-III: Minimum 5 years of post-qualification officer experience (with 3 years in Credit/Corporate Finance).
- SMGS-IV: Minimum 8 years of post-qualification officer experience (with 5 years in Credit/Corporate Finance).
Application Fees
The fee must be paid online and is non-refundable.
- General / OBC / EWS: ₹850 (Application fee + Intimation charges)
- SC / ST / PwBD: ₹175 (Intimation charges only)
How to Apply Online
- Visit the official BOI website: bankofindia.bank.in.
- Navigate to the “Career” section and click on “Recruitment of Credit Officers – Project No. 2025-26/01”.
- Click on “Apply Online” and complete the New Registration.
- Fill in the application form, upload your photograph, signature, and necessary experience certificates.
- Pay the application fee and take a printout of the final submitted form for your records.
